.loan-advantage {
  background-color: #f3f2f2;
  padding: 80px 0;
}

.loan-advantage h2 {
  font-size: 22px;
  font-weight: 700;
  margin-bottom: 35px;
}

.loan-advantage .media {
  border-bottom: 1px solid #ccc;
  padding: 20px 0;
}

.loan-advantage h4 {
  font-size: 18px;
  margin-bottom: 0;
}

.opcity20 {
  opacity: 30;
  filter: opacity(30%);
}

.otp-txt {
  font-size: 30px;
  font-weight: 700;
  text-align: center;
  line-height: 40px;
  color: #333333;
}

.footer-text-loan {
  margin-bottom: 15px;
  line-height: 30px;
  border-bottom: 1px solid #999595;
  padding: 0 0 20px;
}

.footer-text-loan a {
  color: #333333;
}


/********** Template Theme CSS (AKS Logo Color Theme) **********/
:root {
    --primary: #00245E;
    --secondary: #FE9E01;
    --tertiary: #555555;
    --light: #EAF1FB;
    --dark: #00173D;
}

.back-to-top {
    position: fixed;
    display: none;
    right: 30px;
    bottom: 30px;
    z-index: 99;
    background-color: #fd9d01 !important;
    border-color: #fd9d01 !important;
    color: #00245E !important;
    box-shadow: 0 4px 15px rgba(253, 157, 1, 0.45) !important;
    transition: all .3s ease;
}

.back-to-top:hover,
.back-to-top:focus {
    background-color: #00245E !important;
    border-color: #00245E !important;
    color: #fd9d01 !important;
    transform: translateY(-3px);
}

h1,
.h1,
h2,
.h2,
.fw-bold {
    font-weight: 700 !important;
}

h3,
.h3,
h4,
.h4,
.fw-medium {
    font-weight: 600 !important;
}

h5,
.h5,
h6,
.h6,
.fw-semi-bold {
    font-weight: 500 !important;
}


/*** Spinner ***/
#spinner {
    opacity: 0;
    visibility: hidden;
    transition: opacity .5s ease-out, visibility 0s linear .5s;
    z-index: 99999;
}

#spinner.show {
    transition: opacity .5s ease-out, visibility 0s linear 0s;
    visibility: visible;
    opacity: 1;
}


/*** Button & Utilities (Logo Color Theme) ***/
.btn {
    transition: .5s;
    font-weight: 500;
}

.btn-primary,
.btn.btn-lg.btn-primary {
    color: #FFFFFF !important;
    background-color: #00245E !important;
    border-color: #00245E !important;
}

.btn-primary:hover,
.btn-primary:focus,
.btn-primary:active,
.btn.btn-lg.btn-primary:hover,
.btn.btn-lg.btn-primary:focus,
.btn.btn-lg.btn-primary:active {
    color: #00245E !important;
    background-color: #FE9E01 !important;
    border-color: #FE9E01 !important;
}

.btn-secondary {
    color: #00245E !important;
    background-color: #FE9E01 !important;
    border-color: #FE9E01 !important;
    font-weight: 700 !important;
}

.btn-secondary:hover,
.btn-secondary:focus,
.btn-secondary:active {
    color: #FE9E01 !important;
    background-color: var(--primary) !important;
    border-color: var(--primary) !important;
}

.btn-outline-primary {
    color: var(--primary) !important;
    border-color: var(--primary) !important;
}

.btn-outline-primary:hover {
    color: #FFFFFF !important;
    background-color: var(--primary) !important;
    border-color: var(--primary) !important;
}

.btn-outline-secondary {
    color: #FE9E01 !important;
    border-color: #FE9E01 !important;
}

.btn-outline-secondary:hover {
    color: #00245E !important;
    background-color: #FE9E01 !important;
    border-color: #FE9E01 !important;
}

.text-primary {
    color: var(--primary) !important;
}

.text-secondary {
    color: #FE9E01 !important;
}

.bg-primary {
    background-color: var(--primary) !important;
}

.bg-secondary {
    background-color: #FE9E01 !important;
}

.border-primary {
    border-color: var(--primary) !important;
}

.border-secondary {
    border-color: #FE9E01 !important;
}

/*** Dedicated Enquire Button Theme (Exact #FE9E01 Color) ***/
.btn-enquire {
    background: #FE9E01 !important;
    background: linear-gradient(135deg, #FE9E01 0%, #FFAE20 100%) !important;
    color: #00245E !important;
    font-weight: 700 !important;
    border: 1.5px solid #FE9E01 !important;
    border-radius: 6px;
    box-shadow: 0 4px 12px rgba(254, 158, 1, 0.32) !important;
    transition: all 0.3s ease !important;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    justify-content: center;
}

.btn-enquire:hover,
.btn-enquire:focus,
.btn-enquire:active {
    background: #00245E !important;
    background: linear-gradient(135deg, #00245E 0%, #00173D 100%) !important;
    color: #FE9E01 !important;
    border-color: #00245E !important;
    box-shadow: 0 6px 18px rgba(0, 36, 94, 0.35) !important;
    transform: translateY(-2px);
}

.btn-square {
    width: 38px;
    height: 38px;
}

.btn-sm-square {
    width: 32px;
    height: 32px;
}

.btn-lg-square {
    width: 48px;
    height: 48px;
}

.btn-square,
.btn-sm-square,
.btn-lg-square {
    padding: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: normal;
}


/*** Body Layout & Navbar Alignment ***/
body {
    padding-top: 0 !important;
    margin: 0;
}

.sticky-top {
    position: -webkit-sticky;
    position: sticky;
    top: 0;
    z-index: 1020;
    background: #FFFFFF;
    box-shadow: 0 2px 15px rgba(0, 36, 94, 0.08);
}

.top-bar {
    height: 40px;
    background: #F4F8FD;
    border-bottom: 1px solid rgba(0, 36, 94, .08);
}

.navbar {
    background: #FFFFFF;
}

.navbar .navbar-brand {
    display: flex;
    align-items: center;
}

.navbar .navbar-brand img {
    max-height: 68px;
    width: auto;
    object-fit: contain;
    transition: all .3s ease;
}

@media (max-width: 991.98px) {
    .navbar .navbar-brand img {
        max-height: 56px;
    }
}

.navbar .dropdown-toggle::after {
    border: none;
    content: "\f107";
    font-family: "Font Awesome 5 Free";
    font-weight: 900;
    vertical-align: middle;
    margin-left: 8px;
}

.navbar .navbar-nav .nav-link {
    padding: 20px 14px;
    color: var(--dark);
    font-weight: 600;
    font-size: 14px;
    letter-spacing: 0.3px;
    outline: none;
    transition: .3s;
}

.navbar .navbar-nav .nav-link:hover,
.navbar .navbar-nav .nav-link.active {
    color: var(--secondary) !important;
}

@media (max-width: 991.98px) {
    .navbar .navbar-nav {
        margin-top: 10px;
        border-top: 1px solid rgba(0, 36, 94, .08);
        background: #FFFFFF;
    }

    .navbar .navbar-nav .nav-link {
        padding: 10px 15px;
    }
}

@media (min-width: 992px) {
    .navbar .nav-item .dropdown-menu {
        display: block;
        visibility: hidden;
        top: 100%;
        transform: rotateX(-75deg);
        transform-origin: 0% 0%;
        transition: .5s;
        opacity: 0;
    }

    .navbar .nav-item:hover .dropdown-menu {
        transform: rotateX(0deg);
        visibility: visible;
        transition: .5s;
        opacity: 1;
    }
}


/*** Header ***/
.carousel-caption {
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    text-align: start;
    z-index: 1;
}

.carousel-control-prev,
.carousel-control-next {
    width: 3rem;
}

.carousel-control-prev-icon,
.carousel-control-next-icon {
    width: 3rem;
    height: 3rem;
    background-color: var(--primary);
    border: 10px solid var(--primary);
}

.carousel-control-prev-icon {
    border-radius: 0 3rem 3rem 0;
}

.carousel-control-next-icon {
    border-radius: 3rem 0 0 3rem;
}

@media (max-width: 768px) {
    #header-carousel .carousel-item {
        position: relative;
        min-height: 450px;
    }
    
    #header-carousel .carousel-item img {
        position: absolute;
        width: 100%;
        height: 100%;
        object-fit: cover;
.page-header {
    padding-top: 4.5rem;
    padding-bottom: 3.5rem;
    background: linear-gradient(135deg, rgba(0, 36, 94, 0.92) 0%, rgba(0, 23, 61, 0.95) 100%), url(../img/header.jpg) center center no-repeat;
    background-size: cover;
    margin-bottom: 3rem;
}

.page-header h1 {
    font-weight: 800;
    letter-spacing: 0.5px;
}

.page-header .breadcrumb-item,
.page-header .breadcrumb-item a {
    font-weight: 600;
    font-size: 15px;
}

.page-header .breadcrumb-item+.breadcrumb-item::before {
    color: rgba(255, 255, 255, 0.5);
}


/*** Facts ***/
.facts {
     background: linear-gradient(rgba(0, 36, 94, 0.95), rgba(0, 23, 61, 0.95)), url(../img/bg.png);
}


/*** Callback ***/
.callback {
    position: relative;
}

.callback::before {
    position: absolute;
    content: "";
    width: 100%;
    height: 50%;
    top: 0;
    left: 0;
    background: linear-gradient(rgba(0, 36, 94, 0.95), rgba(0, 23, 61, 0.95)), url(../img/bg.png);
    z-index: -1;
}


/*** Feature ***/
.feature .feature-box,
.feature .feature-box * {
    transition: .5s;
}

.feature .feature-box:hover {
    background: var(--primary);
    border-color: var(--primary) !important;
}

.feature .feature-box:hover * {
    color: #FFFFFF !important;
}


/*** Service Tabs (AKS Logo Theme) ***/
.service .nav-pills .nav-link,
.service .nav .nav-link {
    transition: all .3s ease;
    background: #FFFFFF;
    border: 1.5px solid #EAF1FB !important;
    border-left: 5px solid #EAF1FB !important;
    color: #00245E !important;
    border-radius: 10px;
    box-shadow: 0 3px 12px rgba(0, 36, 94, 0.04);
}

.service .nav-pills .nav-link h6,
.service .nav .nav-link h6 {
    color: #00245E;
    font-weight: 700;
    transition: all .3s ease;
}

.service .nav-pills .nav-link i,
.service .nav .nav-link i {
    color: #FE9E01 !important;
    transition: all .3s ease;
}

.service .nav-pills .nav-link:hover,
.service .nav .nav-link:hover {
    border-color: rgba(254, 158, 1, 0.4) !important;
    border-left: 5px solid #FE9E01 !important;
    background: #F8FAFD;
    color: #00245E !important;
    transform: translateX(4px);
}

.service .nav-pills .nav-link.active,
.service .nav .nav-link.active {
    border-color: #00245E !important;
    border-left: 5px solid #FE9E01 !important;
    background: linear-gradient(135deg, #00245E 0%, #00173D 100%) !important;
    color: #FFFFFF !important;
    box-shadow: 0 8px 24px rgba(0, 36, 94, 0.18) !important;
    transform: translateX(4px);
}

.service .nav-pills .nav-link.active h6,
.service .nav .nav-link.active h6,
.service .nav-pills .nav-link.active h5,
.service .nav .nav-link.active h5 {
    color: #FFFFFF !important;
}

.service .nav-pills .nav-link.active i,
.service .nav .nav-link.active i {
    color: #FE9E01 !important;
}

/*** Accordion (Logo Theme) ***/
.accordion-button:not(.collapsed) {
    color: #FFFFFF !important;
    background-color: var(--primary) !important;
    box-shadow: none;
}

.accordion-button:not(.collapsed)::after {
    filter: brightness(0) invert(1);
}

.accordion-button:focus {
    border-color: var(--secondary);
    box-shadow: 0 0 0 0.25rem rgba(254, 157, 0, 0.25);
}

/*** Form Inputs Focus (Logo Theme) ***/
.form-control:focus {
    border-color: var(--secondary) !important;
    box-shadow: 0 0 0 0.25rem rgba(254, 157, 0, 0.25) !important;
}

/*** Project ***/
.project-item,
.project-item .project-img {
    position: relative;
}

.project-item .project-img a {
    position: absolute;
    width: 100%;
    height: 100%;
    top: 0;
    left: 0;
    background: rgba(255, 255, 255, .5);
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 8px;
    opacity: 0;
    transition: .5s;
}

.project-item:hover .project-img a {
    opacity: 1;
}

.project-item .project-title {
    position: absolute;
    top: 3rem;
    right: 0;
    bottom: 0;
    left: 3rem;
    border: 1px solid var(--light);
    border-radius: 8px;
    display: flex;
    align-items: flex-end;
    padding: 18px;
    z-index: -1;
    transition: .5s;
}

.project-item:hover .project-title {
    background: var(--primary);
    border-color: var(--primary);
}

.project-item .project-title h4 {
    transition: .5s;
}

.project-item:hover .project-title h4 {
    color: #FFFFFF;
}

.project-carousel .owl-nav {
    margin-top: 25px;
    display: flex;
    justify-content: center;
}

.project-carousel .owl-nav .owl-prev,
.project-carousel .owl-nav .owl-next {
    margin: 0 12px;
    width: 45px;
    height: 45px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--primary);
    background: var(--light);
    border-radius: 45px;
    font-size: 22px;
    transition: .5s;
}

.project-carousel .owl-nav .owl-prev:hover,
.project-carousel .owl-nav .owl-next:hover {
    background: var(--primary);
    color: var(--light);
}


/*** Team ***/
.team-item {
    position: relative;
    padding: 4rem 0;
}

.team-item img {
    position: relative;
    z-index: 2;
}

.team-item .team-text {
    position: absolute;
    top: 0;
    right: 3rem;
    bottom: 0;
    left: 3rem;
    padding: 15px;
    border: 1px solid var(--light);
    border-radius: 8px;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: space-between;
    transition: .5s;
    z-index: 1;
}

.team-item:hover .team-text {
    background: var(--primary);
    border-color: var(--primary);
}

.team-item .team-text h4 {
    transition: .5s;
}

.team-item:hover .team-text h4 {
    color: #FFFFFF;
}

.team-item .team-social .btn {
    background: var(--light);
    color: var(--primary);
}

.team-item:hover .team-social .btn {
    background: #FFFFFF;
}

.team-item .team-social .btn:hover {
    background: var(--primary);
    color: var(--light);
}


/*** Testimonial ***/
.testimonial-item {
    position: relative;
    text-align: center;
    padding-top: 30px;
}

.testimonial-item .testimonial-text {
    position: relative;
    text-align: center;
}

.testimonial-item .testimonial-text .btn-square {
    position: absolute;
    width: 60px;
    height: 60px;
    top: -30px;
    left: 50%;
    transform: translateX(-50%);
}

.testimonial-item .testimonial-text::before {
    position: absolute;
    content: "";
    bottom: -60px;
    left: 50%;
    transform: translateX(-50%);
    border: 30px solid;
    border-color: var(--light) transparent transparent transparent;
}

.testimonial-item .testimonial-text::after {
    position: absolute;
    content: "";
    bottom: -59px;
    left: 50%;
    transform: translateX(-50%);
    border: 30px solid;
    border-color: #FFFFFF transparent transparent transparent;
}

.testimonial-carousel .owl-item img {
    margin: 0 auto;
    width: 100px;
    height: 100px;
}

.testimonial-carousel .owl-dots {
    margin-top: 25px;
    display: flex;
    align-items: flex-end;
    justify-content: center;
}

.testimonial-carousel .owl-dot {
    position: relative;
    display: inline-block;
    margin: 0 5px;
    width: 30px;
    height: 30px;
    border: 1px solid var(--light);
    border-radius: 30px;
    transition: .5s;
}

.testimonial-carousel .owl-dot::after {
    position: absolute;
    content: "";
    width: 16px;
    height: 16px;
    top: 6px;
    left: 6px;
    border-radius: 16px;
    background: var(--light);
    transition: .5s;
}

.testimonial-carousel .owl-dot.active {
    border-color: var(--primary);
}

.testimonial-carousel .owl-dot.active::after {
    background: var(--primary);
}


/*** Unique Footer (AKS Logo Theme) ***/
.footer {
    background: #012660 !important;
    border-top: 4px solid var(--secondary) !important;
    position: relative;
}

.footer .footer-cta-card {
    background: linear-gradient(135deg, #023380 0%, #011E4C 100%) !important;
    border: 1.5px solid rgba(254, 158, 1, 0.5) !important;
    border-radius: 14px;
    box-shadow: 0 12px 35px rgba(0, 0, 0, 0.25);
}

.footer .footer-title {
    position: relative;
    padding-bottom: 12px;
    margin-bottom: 22px;
    font-weight: 700;
    font-size: 18px;
    color: #FFFFFF;
    letter-spacing: 0.3px;
}

.footer .footer-title::after {
    content: "";
    position: absolute;
    bottom: 0;
    left: 0;
    width: 40px;
    height: 3px;
    background: var(--secondary);
    border-radius: 2px;
}

.footer .btn.btn-link {
    display: flex;
    align-items: center;
    margin-bottom: 12px;
    padding: 0;
    text-align: left;
    color: rgba(255, 255, 255, 0.82);
    font-size: 14px;
    font-weight: 500;
    text-transform: capitalize;
    text-decoration: none;
    transition: all .3s ease;
}

.footer .btn.btn-link::before {
    position: relative;
    content: "\f105";
    font-family: "Font Awesome 5 Free";
    font-weight: 900;
    margin-right: 10px;
    color: var(--secondary);
    transition: all .3s ease;
}

.footer .btn.btn-link:hover {
    color: var(--secondary);
    transform: translateX(6px);
    box-shadow: none;
}

.footer-contact-item {
    display: flex;
    align-items: flex-start;
    margin-bottom: 18px;
    color: rgba(255, 255, 255, 0.85);
    font-size: 14px;
    line-height: 1.6;
}

.footer-contact-icon {
    width: 36px;
    height: 36px;
    flex-shrink: 0;
    background: rgba(254, 158, 1, 0.2);
    border: 1.5px solid var(--secondary);
    color: var(--secondary);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-right: 14px;
    font-size: 14px;
    margin-top: 3px;
}

.footer-social-btn {
    width: 38px;
    height: 38px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    background: rgba(255, 255, 255, 0.1);
    color: var(--secondary);
    border: 1.5px solid rgba(254, 158, 1, 0.5);
    border-radius: 50%;
    margin-right: 8px;
    transition: all .3s ease;
    text-decoration: none;
}

.footer-social-btn:hover {
    background: var(--secondary);
    color: var(--primary);
    border-color: var(--secondary);
    transform: translateY(-3px);
    box-shadow: 0 4px 12px rgba(254, 158, 1, 0.4);
}

.copyright {
    color: rgba(255, 255, 255, 0.75);
    background: #001A45 !important;
    border-top: 1px solid rgba(254, 158, 1, 0.25);
    font-size: 14px;
}

.copyright a {
    color: var(--secondary);
    text-decoration: none;
    font-weight: 600;
}

.copyright a:hover {
    color: #FFFFFF;
    text-decoration: underline;
}